Arthkar — Understand Money, Invest Smartly

Overview

Arthkar is an Indian mutual fund research and investment intelligence platform designed to help investors make more informed decisions through real historical data rather than relying only on headline returns.

The platform tracks thousands of Indian mutual fund schemes using official AMFI data and provides investors with clear, easy-to-understand analysis.

Key Features:

• Mutual Fund Research

Explore and analyze thousands of Indian mutual fund schemes with fund details, NAV history, categories, and performance data.

• Reality Check

Analyze a fund across historical investment start dates to understand the actual range of outcomes, including best, worst, profitable, and FD-beating periods.

• SIP Returns

Calculate and analyze real historical SIP performance using actual NAV data and XIRR rather than simply applying an assumed annual return.

• Portfolio X-Ray

Analyze mutual fund portfolios to identify stock concentration, hidden fund overlap, sector exposure, expense impact, and style drift.

• Crash History

Understand how mutual funds performed during major market crashes, including drawdowns and recovery periods.

• Wealth Time Machine

Replay historical SIP investments through real market cycles, allowing investors to visualize how their investments could have behaved during different market conditions.

• Investment Calculators

Includes SIP, lumpsum, step-up SIP, retirement, SWP, inflation, goal planning, and wealth calculators.

• Market Intelligence

Provides market insights, stock screeners, and institutional accumulation signals to help users understand market activity.

Data & Research:

The platform uses official AMFI mutual fund data along with historical NAV records and other financial data sources. The website tracks thousands of schemes, multiple AMCs, millions of NAV data points, and decades of historical data.

The core goal of Arthkar is to make investment research simpler, more transparent, and understandable for Indian investors.